What Does "Debt Collection" Mean in the Feng Shui Fortune Calendar?
This query is often confused with "debt repayment", although they are opposites. "Debt repayment" is when you pay back what you owe. "Debt collection" is when you want back the money you lent someone. A conversation about a debt can be unpleasant for both sides, and in Chinese tradition it is held on a day when money is more willing to return to its owner.
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What the query covers:
- reminding a debtor of the debt;
- demanding the return of money, things or property;
- negotiating a repayment schedule;
- sending a claim to a counterparty for non-payment;
- engaging a collection agency or lawyers;
- getting back a deposit or security.
When to use a different query:
- repaying your own debt: "debt repayment";
- lending money: "lending money to someone";
- going to court to recover a debt: "judicial recourse";
- receiving payment of an invoice: "receiving rewards".
How the Calendar rates the day. For debt collection the favourable Day Officers are Full and Collect: the money is "collected" and comes back to you. Balance is unfavourable: on such a day the sides are "equal" and the debtor feels no need to give way. Among the lunar mansions, Winnowing Basket, Danger, Heart and Guardian are good, while Ghost, Turtle Beak and Pleiades are unfavourable. The day is supported by the Heavenly Star of Wealth, the Travelling Horse and the Noble Man. It is weakened by the No Wealth Day: the debtor simply will not have the money.
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Tip. Start with a gentle reminder on a lucky day. If the debt is not repaid, plan a formal claim or court action for a favourable day too.